We track 1,200 SBA 7(a)/504 loans to Virginia small businesses across seven industries, from the SBA's public disclosure files. Median peak loan $441,800; 150 reach maturity between 2026 and 2028.
Loans reaching maturity by year
Year
Loans
2024
44
2025
50
2026
58
2027
53
2028
39
2029
50
2030
51
2031
42
2032
40
2033
35
2034
56
2035
67
2036
42
By industry
Industry
Loans
Auto Repair & Body Shops
363
Dental Practices
319
Niche Manufacturing
159
Veterinary Clinics
123
Landscaping & Grounds Care
106
HVAC & Plumbing Services
99
Funeral Homes & Death Care
31
Where they are
Metro
Loans
Washington-Arlington-Alexandria, DC-VA-MD-WV
552
Virginia Beach-Norfolk-Newport News, VA-NC
236
Richmond, VA
189
Other Virginia
72
Charlottesville, VA
29
Roanoke, VA
26
Counts are of loans in our index, not of all SBA lending in Virginia. Refinancing and prepayment are not visible in approval-time disclosure, so scheduled maturities overstate loans still outstanding. Full methodology, or benchmark a deal size.