Browse 3,384 off-market funeral homes sourced from SBA loans, PPP payroll and public records, never listed with a broker. Build a free acquisition thesis.
Why the best funeral homes never hit a broker's list
Most funeral homes with strong cash flow change hands before anyone writes a listing. Someone already inside the industry hears the owner is tired, makes an offer, and the business is gone. By the time it appears on BizBuySell you are one of 30 to 40 competing buyers and the multiple reflects it. The owners worth contacting are findable years earlier in public data: an SBA loan approaching maturity, a 20+ year operating history from state registries, a fragmented local market with no consolidator yet.
How Scouly identifies off-market funeral homes
Scouly scores every funeral homes business on three independent public signals: SBA 7(a) and 504 loan maturity dates from the SBA disclosure files, business formation dates from state registries, and local market fragmentation from OpenStreetMap establishment density. Each company receives a target score from 0 to 100 and is ranked by acquisition readiness. None of the 3,384 companies in our database are listed with a broker.
What funeral homes borrow
Across 2,580 funeral homes with an SBA 7(a) or 504 loan on file, the median peak loan is $697,250, the 25th percentile $367,000 and the 75th percentile $1,370,000. 36% borrowed over $1M. These are loan amounts a lender underwrote, not asking prices or valuations, so read them as a floor on deal size. Benchmark a specific deal.
Funeral Homes for Sale by state
Scouly covers 51 states. Build a free acquisition thesis to filter by state, metro, business age, or SBA loan history and see ranked targets in any geography.
Most funeral homes never list publicly. They sell to a buyer who contacted the owner directly. The most reliable method is scanning public signals: SBA loan maturity dates from the SBA disclosure files, business age from state registries, and local market fragmentation. Scouly automates this, scoring funeral homes on all three signals and ranking them by acquisition readiness.
What is a fair price for funeral homes?
It depends on the basis buyers in the sector use: funeral homes are usually quoted on an EBITDA multiple, driven by annual call volume, the cremation mix, and whether the real estate and any preneed trust come with the business. Scouly does not estimate revenue or EBITDA, because public records cannot support it. What it does show is the SBA loan a lender actually underwrote for comparable businesses, which is a documented floor on the deal size the sector supports.
Why are the best funeral homes never listed on BizBuySell?
Owners of durable, profitable funeral homes rarely need a broker. Someone already close to the business makes an offer and it is gone. By the time a business appears on BizBuySell it is in an auction with 30 to 40 competing buyers and the multiple reflects it. Proprietary deal flow means reaching owners whose public signals point at an approaching transition, such as an SBA loan maturing or twenty years on the state register, before that process starts.
What signals show that funeral homes may be ready to sell?
Three public signals. An SBA 7(a) or 504 loan approaching maturity puts a dated refinance-or-sell decision in front of the owner. Twenty to forty years of registry history means an owner old enough to be weighing succession. A fragmented local market with no consolidator means both an opportunity and a seller with fewer obvious buyers. Scouly scores every business it tracks on all three.
How much does it cost to use Scouly to find funeral homes?
The Explorer tier is free. Browse anonymized targets and unlock up to 10 full company profiles, each with name, address and the source records behind its score, with no credit card. The Operator plan at $35 per month gives unlimited unlocks, unlimited screening briefs, and pipeline tracking.