We track 271 SBA 7(a)/504 loans to North Dakota small businesses across seven industries, from the SBA's public disclosure files. Median peak loan $421,000; 32 reach maturity between 2026 and 2028.
Loans reaching maturity by year
Year
Loans
2024
15
2025
8
2026
12
2027
7
2028
13
2029
5
2030
10
2031
5
2032
9
2033
7
2034
8
2035
9
2036
8
By industry
Industry
Loans
Auto Repair & Body Shops
77
Niche Manufacturing
63
Dental Practices
50
Landscaping & Grounds Care
29
HVAC & Plumbing Services
26
Funeral Homes & Death Care
13
Veterinary Clinics
13
Where they are
Metro
Loans
Fargo, ND-MN
126
Other North Dakota
72
Bismarck, ND
47
Grand Forks, ND-MN
26
Counts are of loans in our index, not of all SBA lending in North Dakota. Refinancing and prepayment are not visible in approval-time disclosure, so scheduled maturities overstate loans still outstanding. Full methodology, or benchmark a deal size.