We track 1,503 SBA 7(a)/504 loans to North Carolina small businesses across seven industries, from the SBA's public disclosure files. Median peak loan $509,000; 168 reach maturity between 2026 and 2028.
Loans reaching maturity by year
Year
Loans
2024
37
2025
52
2026
41
2027
70
2028
57
2029
67
2030
52
2031
60
2032
47
2033
65
2034
96
2035
108
2036
51
By industry
Industry
Loans
Auto Repair & Body Shops
414
Dental Practices
313
Niche Manufacturing
281
Veterinary Clinics
176
HVAC & Plumbing Services
136
Landscaping & Grounds Care
117
Funeral Homes & Death Care
66
Where they are
Metro
Loans
Charlotte-Concord-Gastonia, NC-SC
484
Other North Carolina
221
Raleigh-Cary, NC
185
Greensboro-High Point, NC
103
Wilmington, NC
85
Asheville, NC
82
Counts are of loans in our index, not of all SBA lending in North Carolina. Refinancing and prepayment are not visible in approval-time disclosure, so scheduled maturities overstate loans still outstanding. Full methodology, or benchmark a deal size.