We track 1,178 SBA 7(a)/504 loans to New Jersey small businesses across seven industries, from the SBA's public disclosure files. Median peak loan $516,000; 105 reach maturity between 2026 and 2028.
Loans reaching maturity by year
Year
Loans
2024
22
2025
25
2026
33
2027
36
2028
36
2029
37
2030
41
2031
42
2032
41
2033
56
2034
63
2035
95
2036
46
By industry
Industry
Loans
Auto Repair & Body Shops
276
Dental Practices
250
Niche Manufacturing
202
HVAC & Plumbing Services
134
Landscaping & Grounds Care
128
Funeral Homes & Death Care
97
Veterinary Clinics
91
Where they are
Metro
Loans
New York-Newark-Jersey City, NY-NJ-PA
880
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
190
Trenton-Princeton, NJ
42
Atlantic City-Hammonton, NJ
28
Ocean City, NJ
16
Vineland-Bridgeton, NJ
8
Counts are of loans in our index, not of all SBA lending in New Jersey. Refinancing and prepayment are not visible in approval-time disclosure, so scheduled maturities overstate loans still outstanding. Full methodology, or benchmark a deal size.