We track 2,243 SBA 7(a)/504 loans to Minnesota small businesses across seven industries, from the SBA's public disclosure files. Median peak loan $434,200; 286 reach maturity between 2026 and 2028.
Loans reaching maturity by year
Year
Loans
2024
87
2025
90
2026
93
2027
105
2028
88
2029
85
2030
97
2031
118
2032
88
2033
64
2034
86
2035
78
2036
52
By industry
Industry
Loans
Niche Manufacturing
820
Auto Repair & Body Shops
533
Dental Practices
334
Landscaping & Grounds Care
206
HVAC & Plumbing Services
163
Veterinary Clinics
124
Funeral Homes & Death Care
63
Where they are
Metro
Loans
Minneapolis-St. Paul-Bloomington, MN-WI
1,528
Other Minnesota
421
St. Cloud, MN
113
Rochester, MN
67
Duluth, MN-WI
49
Mankato, MN
32
Counts are of loans in our index, not of all SBA lending in Minnesota. Refinancing and prepayment are not visible in approval-time disclosure, so scheduled maturities overstate loans still outstanding. Full methodology, or benchmark a deal size.