We track 1,557 SBA 7(a)/504 loans to Massachusetts small businesses across seven industries, from the SBA's public disclosure files. Median peak loan $370,000; 168 reach maturity between 2026 and 2028.
Loans reaching maturity by year
Year
Loans
2024
38
2025
61
2026
57
2027
46
2028
65
2029
80
2030
64
2031
71
2032
50
2033
58
2034
86
2035
85
2036
48
By industry
Industry
Loans
Auto Repair & Body Shops
387
Niche Manufacturing
326
Dental Practices
311
Landscaping & Grounds Care
222
HVAC & Plumbing Services
148
Veterinary Clinics
107
Funeral Homes & Death Care
56
Where they are
Metro
Loans
Boston-Cambridge-Newton, MA-NH
999
Worcester, MA-CT
205
Providence-Warwick, RI-MA
120
Springfield, MA
103
Barnstable Town, MA
88
Other Massachusetts
25
Counts are of loans in our index, not of all SBA lending in Massachusetts. Refinancing and prepayment are not visible in approval-time disclosure, so scheduled maturities overstate loans still outstanding. Full methodology, or benchmark a deal size.