We track 441 SBA 7(a)/504 loans to Kentucky small businesses across seven industries, from the SBA's public disclosure files. Median peak loan $406,000; 40 reach maturity between 2026 and 2028.
Loans reaching maturity by year
Year
Loans
2024
22
2025
19
2026
13
2027
17
2028
10
2029
21
2030
14
2031
12
2032
26
2033
17
2034
24
2035
22
2036
11
By industry
Industry
Loans
Niche Manufacturing
105
Auto Repair & Body Shops
100
Dental Practices
85
HVAC & Plumbing Services
44
Funeral Homes & Death Care
39
Landscaping & Grounds Care
34
Veterinary Clinics
34
Where they are
Metro
Loans
Louisville/Jefferson County, KY-IN
146
Other Kentucky
101
Lexington-Fayette, KY
78
Cincinnati, OH-KY-IN
68
Elizabethtown-Fort Knox, KY
18
Bowling Green, KY
12
Counts are of loans in our index, not of all SBA lending in Kentucky. Refinancing and prepayment are not visible in approval-time disclosure, so scheduled maturities overstate loans still outstanding. Full methodology, or benchmark a deal size.