441 small businesses in Kentucky carry an SBA 7(a) or 504 loan with a disclosed term in Scouly's index, and 40 of those loans reach maturity between 2026 and 2028. The median peak loan is $406,000. Every figure comes from the SBA's own public disclosure files.
, from the public records named on the sources page.
An SBA 7(a) or 504 loan is a federally guaranteed small-business loan; the SBA publishes every approved loan, including the approval date and the term, in a quarterly FOIA release. Scouly computes a maturity year as approval date plus disclosed term. A loan reaching maturity puts a dated decision in front of the owner, refinance or sell, which is why the maturity year is a timing signal for buyers.
| Year | Loans |
|---|---|
| 2024 | 22 |
| 2025 | 19 |
| 2026 | 13 |
| 2027 | 17 |
| 2028 | 10 |
| 2029 | 21 |
| 2030 | 14 |
| 2031 | 12 |
| 2032 | 26 |
| 2033 | 17 |
| 2034 | 24 |
| 2035 | 22 |
| 2036 | 11 |
| Industry | Loans |
|---|---|
| Niche Manufacturing | 105 |
| Auto Repair & Body Shops | 100 |
| Dental Practices | 85 |
| HVAC & Plumbing Services | 44 |
| Funeral Homes & Death Care | 39 |
| Landscaping & Grounds Care | 34 |
| Veterinary Clinics | 34 |
| Metro | Loans |
|---|---|
| Louisville/Jefferson County, KY-IN | 146 |
| Other Kentucky | 101 |
| Lexington-Fayette, KY | 78 |
| Cincinnati, OH-KY-IN | 68 |
| Elizabethtown-Fort Knox, KY | 18 |
| Bowling Green, KY | 12 |
40 of the 441 Kentucky small businesses Scouly tracks with a disclosed SBA 7(a) or 504 term reach maturity between 2026 and 2028. Maturity is computed as approval date plus the term the SBA discloses, so it is a scheduled date rather than a confirmation the loan is still outstanding.
The SBA publishes every approved 7(a) and 504 loan in a quarterly FOIA release at data.sba.gov, including borrower name, city, approval date, amount and term. Scouly parses that release, joins it to state business registries, and computes a maturity year. Nothing here is private or scraped.
$406,000 at the peak of each borrower's SBA history. That is a loan amount a lender underwrote, not a valuation or an asking price, so treat it as a floor on the deal size the business could support rather than an estimate of what it is worth.
The aggregate counts on this page are free and the full national CSV is published under CC0 at scouly.com/data with no signup. Company-level records sit behind a free Scouly account, which includes ten full profile unlocks with the source records attached to each one.
Counts are of loans in our index, not of all SBA lending in Kentucky. Refinancing and prepayment are not visible in approval-time disclosure, so scheduled maturities overstate loans still outstanding. Full methodology, download the CSV, or benchmark a deal size.