We track 11,062 SBA 7(a)/504 loans to California small businesses across seven industries, from the SBA's public disclosure files. Median peak loan $555,000; 1,348 reach maturity between 2026 and 2028.
Loans reaching maturity by year
Year
Loans
2024
389
2025
447
2026
487
2027
508
2028
353
2029
353
2030
361
2031
350
2032
343
2033
309
2034
443
2035
536
2036
308
By industry
Industry
Loans
Dental Practices
2,963
Auto Repair & Body Shops
2,940
Niche Manufacturing
2,794
HVAC & Plumbing Services
1,096
Veterinary Clinics
672
Landscaping & Grounds Care
443
Funeral Homes & Death Care
154
Where they are
Metro
Loans
Los Angeles-Long Beach-Anaheim, CA
3,765
San Francisco-Oakland-Berkeley, CA
1,284
Riverside-San Bernardino-Ontario, CA
1,242
San Diego-Chula Vista-Carlsbad, CA
1,026
Sacramento-Roseville-Folsom, CA
847
San Jose-Sunnyvale-Santa Clara, CA
709
Counts are of loans in our index, not of all SBA lending in California. Refinancing and prepayment are not visible in approval-time disclosure, so scheduled maturities overstate loans still outstanding. Full methodology, or benchmark a deal size.