We track 593 SBA 7(a)/504 loans to Alabama small businesses across seven industries, from the SBA's public disclosure files. Median peak loan $439,000; 50 reach maturity between 2026 and 2028.
Loans reaching maturity by year
Year
Loans
2024
14
2025
14
2026
13
2027
17
2028
20
2029
26
2030
33
2031
22
2032
27
2033
24
2034
31
2035
33
2036
22
By industry
Industry
Loans
Dental Practices
141
Niche Manufacturing
131
Auto Repair & Body Shops
119
Veterinary Clinics
74
Funeral Homes & Death Care
57
HVAC & Plumbing Services
42
Landscaping & Grounds Care
29
Where they are
Metro
Loans
Birmingham-Hoover, AL
211
Huntsville, AL
77
Other Alabama
76
Mobile, AL
42
Daphne-Fairhope-Foley, AL
37
Montgomery, AL
37
Counts are of loans in our index, not of all SBA lending in Alabama. Refinancing and prepayment are not visible in approval-time disclosure, so scheduled maturities overstate loans still outstanding. Full methodology, or benchmark a deal size.